BNPL to Bank 5.0
Move beyond single-purpose BNPL into a disciplined, AI-assisted finance layer that combines repayment context, verified capability, and user education.
ISNR Abu Dhabi 2026 • Booth 8ST-09
RevoAI Bank 5.0 enters the institutional RevoAI showcase.
The Bank 5.0 experience now opens with the same sovereign-grade RevoAI presence: AI-native digital finance infrastructure, explainable decisioning, capability intelligence and audit-ready trust.
RevoAI ISNR 2026 showcaseOpen
AI-native digital finance infrastructure
The 5th banking financial revolution — Bank 5.0, rebuilt for trust.
RevoAI Bank is now presented as a premium, sovereign-ready finance layer for BNPL, payments, rewards, capability-linked credit, Web3 wallets and audit-ready institutional workflows.
Every decision explainable
Every audit trail verifiable
Every deployment disciplined
Live architecture
Bank 5.0 Control Plane
01
Experience Layer
Next.js app router, responsive pages, auth shells, wallet connect and conversion-focused marketing surfaces.
02
Application Layer
Node/Next API routes for leads, product data, transactions, future auth and workflow orchestration.
03
Data Layer
Postgres with Prisma models for banking products, rewards, portfolio tiers, users, wallet addresses and audit events.
04
Evidence Layer
Explainability notes, reason codes, audit hashes and review states aligned with the RevoAI trust architecture.
5
Decision layers
identity, mandate, risk, execution, evidence
100%
Audit posture
designed for explainability and review
24/7
Web3 readiness
wallet-aware, tokenised-asset capable
Professional features
A sharper, more mature product story than the legacy mirror.
The old site had useful content: AI banking, DPS/FDR/loan plans, portfolio tiers, rewards, blog updates and contact flows. This rebuild reframes those into a premium infrastructure-grade Bank 5.0 experience.
AI-native banking layer
A modern platform direction for smarter onboarding, lending, payments, bill pay, rewards and portfolio workflows.
Verified capability signals
Bridge financial access with Aptivio-style capability intelligence, skills passports and responsible credit context.
Payments and bill pay
Frictionless payment flows with transparent status, risk controls, review thresholds and operational audit events.
Tokenised asset workflows
Web3-ready infrastructure for future RWA, wallet, settlement and rewards pathways under proper governance.
Risk gates and oversight
Human-in-the-loop review, mandate controls, revocation paths, and explainable decision evidence for high-stakes finance.
Postgres + Prisma core
A clean database model for users, accounts, plans, portfolio tiers, rewards, leads, transactions and audit events.
Powerful solutions
Banking powered by AI, digital twins and controlled Web3 pathways.
Built to sit naturally beside RevoAI, DCapital and the wider trusted-finance ecosystem.
Capability-linked credit
Use explainable signals and reviewable thresholds to support safer, more transparent lending and portfolio workflows.
Agent-ready finance
Prepare for digital twins and governed AI agents that can operate only within mandates, budgets, permissions and audit boundaries.
Work process
From sign-up to verifiable transaction evidence.
A cleaner interpretation of the old Signup → Start Banking → Collect Paybacks → Enjoy Banking flow, upgraded for the RevoAI trust layer.
01
Create verified profile
Start with identity, wallet optionality and a profile that can later connect to capability and compliance data.
02
Define mandate
Set the user or institution mandate: product access, limits, review thresholds, risk preferences and permissions.
03
Run AI assessment
Generate explainable recommendations with reason codes, evidence references and human review checkpoints.
04
Execute safely
Initiate payments, plans, portfolio actions or reward redemptions with transparent status and settlement tracking.
05
Commit audit trail
Store event records, audit hashes and review notes so every important action remains traceable.
Plans
Legacy product plans retained as editable, compliance-review placeholders.
DPS, FDR and loan content from the copied site has been condensed into premium cards. Real rates and eligibility must be verified before public launch.
DPS
DPS Flex
$100/ 7 Days
- Interest rate: 2.25%
- 10 installments
- Per installment: $100
- All deposits: $1,000
- Final maturity: $1,022.50
DPS
DPS Premium
$500/ 7 Days
- Interest rate: 4.25%
- 20 installments
- Per installment: $500
- All deposits: $10,000
- Final maturity: $10,425
FDR
FDR Prime
0.05%/ 1 Day
- Lock-in: 1095 days
- Profit every: 1 day
- Minimum FDR: $50,000
- Compounding: Yes
- Cancel in: 1 day
FDR
FDR Growth
0.18%/ 10 Days
- Lock-in: 1095 days
- Profit every: 10 days
- Minimum FDR: $300,000
- Compounding: Yes
- Cancel in: 7 days
Loan
Home Loan
8.3%/ 90 Days
- Minimum loan: $10,000
- Maximum loan: $10,000,000
- Installment slice: 90 days
- Total installment: 120
- Manual review required
Loan
Partner Loan
11%/ 30 Days
- Minimum loan: $8,000
- Maximum loan: $10,000
- Installment rate: 11%
- Total installment: 12
- Verified profile required
Security posture
Not just a prettier website — a better operating model.
The rebuild adds database models, API routes, Docker deployment, wallet readiness and audit-event thinking so the site can grow into a credible product application.
Encrypted user journey
Prisma audit events
Wallet-aware onboarding
Human review gates
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