Legacy finance to Bank 5.0
Move from legacy product concepts toward governed Financial Services Operating Intelligence, with authorised institutions retaining product, credit and execution responsibility.
ISNR Abu Dhabi 2026 • Booth 8ST-09
RevoAI Bank 5.0 is RevoAI's Financial Services Operating Intelligence programme.
Bank 5.0 is a technology programme for regulated financial institutions. ClientOS provides a governed experience and trust layer above authoritative institutional systems, with explainability, policy control and audit evidence.
RevoAI ISNR 2026 showcaseOpen
AI-native digital finance infrastructure
Financial Services Operating Intelligence — Bank 5.0, built for governed modernisation.
RevoAI Bank 5.0 is a technology solution for regulated institutions. ClientOS can orchestrate client experience, trust and authorised workflows while regulated institutions and systems of record retain execution authority.
Every decision explainable
Every audit trail verifiable
Every deployment disciplined
Live architecture
ClientOS Financial Experience + Trust Layer
01
Experience Layer
Next.js app router, responsive pages, auth shells, wallet connect and conversion-focused marketing surfaces.
02
Application Layer
Node/Next API routes for leads, product data, transactions, future auth and workflow orchestration.
03
Data Layer
Postgres with Prisma models for financial-service state, rewards, participants, wallet context and auditable operational events.
04
Evidence Layer
Explainability notes, reason codes, audit hashes and review states aligned with the RevoAI trust architecture.
5
Decision layers
identity, mandate, risk, execution, evidence
100%
Audit posture
designed for explainability and review
Policy-bounded
Governed integration
institution-controlled wallet and asset pathways
Professional features
A sharper, more mature product story than the legacy mirror.
The legacy site contained banking-product concepts, plan configurations, rewards and wallet experiments. They are preserved as migration history while the modern platform is reframed around ClientOS, governed integration and institution-authorised execution.
Financial Services Operating Intelligence
A modern platform direction for smarter onboarding, lending, payments, bill pay, rewards and portfolio workflows.
Verified capability signals
Add explainable, policy-bounded customer context without transferring regulated decision authority away from the institution.
Payments and bill pay
Frictionless payment flows with transparent status, risk controls, review thresholds and operational audit events.
Institution-controlled asset workflows
Adapter-ready infrastructure for future wallet, asset and settlement pathways when an authorised institution or provider controls execution.
Risk gates and oversight
Human-in-the-loop review, mandate controls, revocation paths, and explainable decision evidence for high-stakes finance.
Postgres + Prisma core
A clean database model for users, accounts, plans, portfolio tiers, rewards, leads, transactions and audit events.
Powerful solutions
Financial experiences orchestrated by ClientOS, Digital Twins and policy-bounded intelligence.
Built to sit naturally beside RevoAI, DCapital and the wider trusted-finance ecosystem.
Governed credit decision support
Use explainable signals and reviewable thresholds to support safer, more transparent lending and portfolio workflows.
Agent-ready finance
Prepare for digital twins and governed AI agents that can operate only within mandates, budgets, permissions and audit boundaries.
Work process
From sign-up to verifiable transaction evidence.
A modern client journey designed to sit above existing regulated infrastructure while authoritative financial execution remains with the institution.
01
Create verified profile
Start with identity, wallet optionality and a profile that can later connect to capability and compliance data.
02
Define mandate
Set the user or institution mandate: product access, limits, review thresholds, risk preferences and permissions.
03
Run AI assessment
Generate explainable recommendations with reason codes, evidence references and human review checkpoints.
04
Execute safely
Initiate payments, plans, portfolio actions or reward redemptions with transparent status and settlement tracking.
05
Commit audit trail
Store event records, audit hashes and review notes so every important action remains traceable.
Plans
Legacy product plans retained as editable, compliance-review placeholders.
Legacy DPS, FDR and loan configurations are retained as historical migration evidence, not as current public financial offers.
DPS
DPS Flex
$100/ 7 Days
- Historical legacy configuration
- Not a current public financial offer
- Any future activation requires an authorised institution/provider and applicable approvals
DPS
DPS Premium
$500/ 7 Days
- Historical legacy configuration
- Not a current public financial offer
- Any future activation requires an authorised institution/provider and applicable approvals
FDR
FDR Prime
0.05%/ 1 Day
- Historical legacy configuration
- Not a current public financial offer
- Any future activation requires an authorised institution/provider and applicable approvals
FDR
FDR Growth
0.18%/ 10 Days
- Historical legacy configuration
- Not a current public financial offer
- Any future activation requires an authorised institution/provider and applicable approvals
Loan
Home Loan
8.3%/ 90 Days
- Historical legacy configuration
- Not a current public financial offer
- Any future activation requires an authorised institution/provider and applicable approvals
Loan
Partner Loan
11%/ 30 Days
- Historical legacy configuration
- Not a current public financial offer
- Any future activation requires an authorised institution/provider and applicable approvals
Security posture
Not just a prettier website — a better operating model.
The rebuild adds database models, API routes, Docker deployment, wallet readiness and audit-event thinking so the site can grow into a credible product application.
Encrypted user journey
Prisma audit events
Wallet-aware onboarding
Human review gates
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